October Goals Recap/ November Goals

October was very busy for me. Between San Diego, Mexico, and Dallas, I had very little time at home it felt like because it was true. The next two months don’t show too much slowing down since I already have three trips planned and may have a fourth in the works but starting in January, I am making a conscious effort to slow down.

Inspired by Michelle from Michelle Is Money Hungry, I want to take time to really focus on growing my business, plus give myself a break. This doesn’t mean I am not traveling at all, in fact, I already have six trips planned. But I am making a conscious effort to not plan anything else. I say make a conscious effort because things do come up and I am in a long distance relationship with a great guy. But I will be making an effort to stay home.

So, how did I do?

October Goals 

  • $1,000 in extra income. PASS!
  • $885 towards debt. FAIL.
  • Spending cleanse. PASS!
  • Read 3 books. PASS!
  • Have fun in Mexico & Dallas. PASS!
  • Work my blog strategy. FAIL.
  • Lose 5 lbs. FAIL. 

So, 4/7 isn’t too shabby. My extra income moving forward for the next few months may take a hit as I shift around my freelance work but hopefully, this won’t be too long and affect my progress towards paying off my debt. And speaking of debt, I honestly didn’t pay as much as I had hoped, just because I was really unorganized this month. My blog and weight goals also took a hit because of being unorganized but I think things will be better moving forward.

November Goals 

  • Participate in my accountability health group. I joined an accountability group with a few other bloggers who have similar weight and fitness goals recently. We just launched yesterday and set our goals for the month so I think weekly check-ins will be helping me.
  • Figure out my Money Smart Latina schedule, both for clients and myself. Last month, I dealt with major burnout, both in business and life. I felt sick and slept a million hours so I took time to really reflect on everything I have to do and things I don’t need to do. This month, I would really like to focus my efforts on my schedule and making sure it’s working for me, not against me.
  • Pay $500 towards debt. Self-explanatory.
  • Read 3 books. I am slowly coming to terms that I no longer can read a book a week. Although I don’t really watch TV, I still need time to focus on my business, friends and keeping up my home. Plus, I’ve been reading a lot of Stephen King lately and his books are often anywhere between 4-800 pages. 36 books a year isn’t too shabby.
  • Do the work. This is in regards to my business more than anything. I have great ideas and I want to prioritize them.
  • BONUS: Do a deep clean and decorate for Christmas. 

Do you have anything fun planned for November?

Athena

September Goals Recap/ October Goals

It’s that time of the month again! Time to check in on my September Goals and see what I have planned for the next month!

September Goals Recap 

  • Continue working on my health. Fail. I went to yoga twice and then did my doctor appointments but I really didn’t prioritize this. 
  • Deep clean my apartment. Pass! My house was so pretty and clean. Need to work on a plan to keep it clean though. 
  • Enjoy time with my family and boyfriend. Pass! I had a really bad arthritis flare up this month and I am still recovering. Because of this flare-up, I ended up not being able to go home and was struggling during the visit to San Diego. My boyfriend and I both slept a lot and just took it easy the whole time but still got to see his mom. 
  • Read two books. Fail. I suck at reading yet keep buying an insane amount of books. Hmm. 
  • Track all spending. Pass! I spent way too much money but at least I accounted for it. 

October Goals 

  • $1,000 in extra income. Should totally be doable, next month may be another story. :/
  • $885 towards debt. May take some strategy but I’m hoping to get it done. This summer I decided that I now HATE DEBT. Only took a few years, hahaha. Oh, and a cancer treatment. 🙁
  • Spending cleanse. I realized how out of control my spending has gotten again and I am attempting to do a spending cleanse this month. The exceptions will be my two trips I have planned (food & alcohol only, one souvenir per trip). For the rest of the month, I will be hanging out at home since I have enough to keep busy.
  • Read 3 books. I plan on being gone two weekends this month but one weekend involves five hours of flying and a few hours of airport time. I should be able to accomplish this. I also need to read some of the books I have bought.
  • Have fun in Mexico & Dallas. I’ve never been to either before so I am excited to explore some new sights and try new foods.
  • Work my blog strategy. I brainstormed with my boyfriend who not only runs a successful blog now but has sold one in the past for my business strategy this week. I’ve had a lot of things pop up in my business the past two months and while freelancing will still be a part of it, I am looking to branch out and diversify what I am doing. I also spent time talking to a friend I admire and she gave me some great suggestions as well. I have planned out my new strategy so be on the lookout for new things soon! If there is anything you would especially like to read or learn about, please let me know.
  • Lose 5 lbs. I need to get back to working out and losing weight, my back is killing me and I need this extra weight to come off now that my thyroid hormones are seemingly right.

Anything fun planned for you?

Athena

May Recap/ June Goals

May was not the greatest for me. I had a funeral to attend to that messed me up, I’ve been splitting ( I have BPD) and I found myself struggling with my back again. I was in and out of urgent care, laid on my back and just in pain.

But I also got to spend time with friends, try new things and I am growing my business. So it’s not all bad but it’s not all good.

  1. Find my flow. I have an increased work load for my side business this month and it’s very possible I’ll continue with it going forward. I figured out that I would like to spend at least 15 hours a week on my business ( including this site and clients) so I need to figure out a way to get my additional work done.
  2. Take care of myself. This includes therapy every week, praying, working out twice a week, eating healthy, taking my supplements, sleeping ( it’s hard with back pain) and going to all of my doctor appointments.
  3. Have fun in San Francisco. I’ll be going to visit a friend and her family at the end of the month and I am so freaking excited! My bucket list includes, Castro, Alcatraz, meeting up with friends and eating good food. Any other suggestions?
  4. Read three books. I am still working on IT. And I would like to finish The Cook Up and True Crime Addict since they have been on my nightstand for a month.

Anyone have anything exciting going on?

 

August Goals

2019

It’s August, the most special time of the year! When I was younger, I was always Jonesing to go back to school shopping and to celebrate my birthday. My mom made a really big deal out of both since I was an only child so August was usually full of magic. Now that I’m older, I have friends who partake in birthday month shenanigans with me and this is the first year in awhile I don’t have to buy school supplies. Huzzah!

Along with H coming out for a visit, I have tons of birthday month plans. A girls night, Suicide Squad viewing with friends and a Guns & Roses concert, my birthday month is gonna be off the hook! I still have goals though gotta stay motivated and take care of business during the work week. 😉

  • Lay out a business plan for Money Smart Latina for the rest of the year. After finishing my bachelors degree, getting a promotion at work and taking some time off, I’ve decided it’s time to focus on Money Smart Latina. I have tons of great ideas that I would like to see come into fruition and I am the only one holding myself back. My goal is to really get a handle on everything by the time I attend FinCon. Anyone else attending?
  • Take care of myself. I really under estimate how much rest I need and crash out on the weekends. Along with chronic asthma and BPD which is quite exhausting, I also suffer from a chronic pain condition in my back. Along with getting rest, I need to see my primary doctor to get refills, eat plenty of fresh veggies and fruits, take my supplements and take time to actually decompress.
  • Finish funding my emergency fund. I’m half way to my emergency fund getting topped off before I work on some other financial goals and I really hope I can do it this month. I was a little spendy this past weekend but I need to reign it in.

That’s it. I’m being super social this month so I don’t want to put too much on my plate. Bonus goal would be to declutter half my apartment since I feel like I have too much stuff again. I haven’t done a deep cleaning since last summer so that would be nice but I will be spending a lot of time with one of my clients so we will see what I have time for.

What do you have planner for this month?

 

July Goals Recap

Pshew! Although July started off rocky, and has had it’s ups and downs, I’m pretty happy with my progress and how the month turned out. I was able to save a decent amount of money besides having some expenses and spent 75% of the month traveling when I had originally expected 50%. Not only did I get to enjoy Disney World paid for a work conference, I also got to enjoy two new to me Arizona cities, Jerome and Tucson. I’ll be spending a lot more time in Tucson as part of my role as a manager. Besides transitioning into my new work role, I also won two national awards this year for my work in my community and data. So humbled. On to the goals!

  • Enjoy time with H. (With our crazy schedules, we gotta sneak time in when we can.) PASS H and I have insane schedules so while half of the time was spent doing previous commitments, we still squeezed in a road trip complete with truck stop meals. Along with new adventures, we had a few dates included fancy dinners, massages and an outdoor movie at Grounds For Sculpture, one of my favorite places on the east coast.
  • Enjoy and meet five new people at my work conference. ( New management position + newly created program means new opportunities for me, my team and my organization.) PASS 
  • Help the transition with my old position to the new person. ( Want to set them up for success!) PASS I will say pass even though this didn’t happen, due to no fault of my own. I am currently filling in until we hire the right person which may take all month.
  • Get one more freelance client. ( With my new position, I am nolonger able to do one of my side hustles so I am working on additional income streams and growing my business.) FAIL. I exchanged emails with a person who was interested in services but nothing came of it. I didn’t seek any other opportunities but have had a possible change of heart with my time and where it’s allotted.
  • Clean out and reorganize my kitchen. ( Want to do a full declutter on my tiny apartment and I am starting here.) FAIL. I was gone the whole month so I didn’t get a chance to do this. Oops.

That’s it for July. I’ll be sharing on Wednesday my new goals for August. I’ll actually be turning 31 this year- eep!

How was your month?

 

Quarterly Goals

I decided to break up my yearly goals into quarterly goals to help them be a bit more manageable. I can’t accomplish things in a month sometimes and a year has been a bit too broad. I don’t want it to be November and the year has flashed by, as it so often does.

Finances
-Pay off dental scaling $500
-Fix car $250
-Fix car belts $650
-Put $250 in my emergency fund
-Save $300 for gay pride
-Stretch goal- Save $500 for a cap

Blog
-Start writing regular content again
-Hit 1,000 page views in June
-Create a newsletter
-Build resource page
-Find two freelance jobs

Health
-Start counting calories again
-Lose 10lbs
Workout 3x times a week

Fun 
-Read 8 books
-Finish crochet project
-Have fun in LA, at my Graduation Party & Utah ( Given)
– Deep clean my apartment ( not fun but I don’t have anywhere else to really put it)

What are you working on this quarter?

2016 Goals

The past few weeks, I have been in bliss! I finished my second to last semester at ASU and have been taking some much needed time off from life! I decided to spend my Christmas vacation ( two weeks, thanks teacher life!) in Pennsylvania at my boyfriend’s. We’ve spent some time in the city ( both New York City and Philly), I helped boyfriend organize his office, I read some amazing books and drank way too much coffee. I’ve also let my inner gluten come out and my comfy pants may or may not be a little tight.

I’ve also spent some time reflecting on myself and what I want in 2016. I decided what I really wanted was to stay on my path and flourish.  In 2014 I rocked the word mindfulness and this year I’d like to rock the word flourish. I want to focus on myself and my goals and not lose my way. Shonda Rhimes writes in her new book “Year Of Yes” that the people who are successful aren’t the dreamers, they are the doers. And I want to keep myself doing rather than sharing my dreams and then wondering what everyone else is up to.

2016 goals graphic

  1. Graduate from ASU. I am so close to finishing my degree this Spring and I am so excited. When I decided to go back in 2014, I knew it would be much harder this go around but I am so glad and happy that I did it. I’m almost there!
  2. Train for Warrior Dash. I let my friend talk me into signing up for the Warrior Dash this April. I remember I had wanted to a few years ago and then realized how much physical activity it would take and then decided against it. But you know what? Life is too short to doubt myself. I may not be in shape but I am going to train and do it. I’m hoping this gets me out of my lack of fitness and health rut while helping me drop some of the 30lbs I’ve gained since going back to school full time.
  3. Build up MSL Empire. I’ve been thinking a lot about my upcoming graduation and what that means for my work path and what I would happy doing. I currently love my job and make the most I’ve ever made in my life. But, I want to make more. I don’t know if that is possible in my field if I stay in Arizona. I don’t know if that means I have to move or change professions. But, I do know that I want to start building my business in the mean time. I want to have more money coming in and I want alternate sources of income besides my day job. I have a lot of ideas, including some surprises, and it’s going to require a ton of hard work on my part. But I want to help latinas with their finances and everybody else, myself included!
  4. Go to Hawaii. Since I am graduating and I turned 30 recently, I would love to take a trip to somewhere I’ve always wanted to go. It was between this or Italy and I decided the beach and pina coladas wins out. I’ve invited some friends so we’ll see if anyone can make it work or if I’ll be drinking by myself but that could be fun.
  5. Save $10,000. This sounds and IS a ton of money on my income so this is going to require some creative budgeting, cutting expenses and my favorite, earning more money. I will be ear marking this amount through three different accounts, one is my Hawaii trip, another is my emergency fund and the other one is a possible moving fund. If moving isn’t something on the cards, it will go towards my emergency fund and student loans.
  6. Fix my car. My car isn’t broken but it does need some work to keep it running in prime condition. I’d rather put some money into keeping my current car running safely then a down payment towards a new one and then additional car payments.
  7. Finish up dental work. This just means finishing up my veneers and getting a deep cleaning plus any small fillings I need.
  8. Read 52 books. I was so close to this goal and since half the year I won’t be studying, I am going for it!
  9. Learn to crochet. My mom used to crochet all the time and it was something I had been meaning to learn. I decided there is no time like the present and really, I want to crochet Star Wars figures and scarves.

There you have it, all nine scary audacious goals I am throwing into the universe. I’m excited and I wish everyone the very best this year. What do you all have planned? Any goals I can help with?

2015 Goals Recap

2015 Goals

I would say that I can’t believe the last time I posted here was three months ago but in all honest, I totally can. Although I try to stay as involved as possible in the blogging community, through my work as a social media manager for the Plutus Awards or through the FinCon group, my own site suffers because I often put it last on my mile long list of things to do or accomplish.

2015 was a good year for me. That doesn’t mean there wasn’t shit that didn’t hit the fan, or I didn’t have some serious revelations, because that’s not true at all. It wasn’t all sunshine and rainbows guys but that’s life. Really good stuff happens then bad stuff then good stuff again. And as I sit here on my boyfriend’s couch while he cooks me dinner, I can say that bad stuff has to happen sometimes so you can appreciate the good things again. But God, that’s not a challenge, okay? I’m just acknowledging it so please bless me this year. 🙂

I will also be honest and say I completely forgot about my 2015 goals halfway through the year like the rest of America. But, I have looked over them and realized that I still wasn’t an utter failure. I also had found a handwritten list of things I wanted to accomplish and I actually did a lot of those too, which makes me happy. Sometimes, just writing out the intention may be enough to remind yourself to accomplish something. But, next year I am going to take a slightly different approach to goal accomplishing. I’m still contemplating what I want to accomplish in the next year ( besides my major goals, graduating from ASU and trying to grow my online business so I can travel more long term), but other than that, my mind is still up in the air with the possibilities.

So…how did 2015 go?

1. Regularly make $1,000 in side income. Sort of pass. My side income still averages around $500 per month. At $6,000 per year, that’s nothing to sneeze at for sure. I don’t put a lot of time into my side hustles either, which is nice since I am still currently going to school and working, both full time until May 2016. I haven’t scaled my online pursuits mainly because I wanted to keep my sanity but my mind shift towards the end of this year has changed slightly. I still want to keep my sanity but I do want to increase my income next year.

2. Save a $3,000 emergency fund. Pass! However, it’s no longer intact. Moving was expensive and living on my own was more expensive then I had imagined. And then I needed car repairs, dental work and you know, the usual adulting things. This will be a goal again in 2016.

3. Save + spend $2,000 in dental work. Pass! I actually put around around $1,000 into my dental work but will be finishing it up next year. I couldn’t have the final touches done to my pearly chompers because my teeth need to stabilize. I didn’t realize how loose your teeth were even after you had a retainer for months after.

4. Visit H four times. Fail. I didn’t get to see H nearly as much as I had wanted to for a variety of reasons. His apartment pipes burst which had him stuck on the east coast along with his prior commitments and I was given the opportunity to study abroad for several weeks which drained my finances for half the year while I was in aggressive savings mode ( The trip costed $10,000). I also had somethings to figure out towards the end of the year but I was able to come out for Christmas break.

5. Lose 30lbs. Fail. I actually gained 10 more lbs but I haven’t gained anything since March. My health definitely took a back seat while I was working and going to school full time and I have suffered for it. I have absolutely no energy ever and sleep all the time with my cat.

6. Pass all classes at ASU. Pass! I’ll give myself a pass here and I’ll actually be graduating in the spring!

7. Read 52 books. Fail. I’m currently at 43 books read on December 27th, 2015 and will probably end up with 44 by the 1st. 43 books is nothing to snuff at which makes me happy but still bummed. I had a lot of reading this year for classes, no doubt.

8. Move into my new apartment! Pass! Along with passing all my classes this year and getting ready to graduate, this is the goal I am most proud of. I have lived on my own by myself for almost a year now with my cat. I still don’t have everything I want on the walls but the place is mine, 100%. Between my trip to Israel and moving into my own place, this is where the majority of my cash flow went this year. I am okay with it.

Well, those are my 2014 goals. Stay tuned and I’ll be sharing a 2015 recap later this week!

August Wrap Up/ September Goals

August was expensive for me! Not only was I returning home from a study abroad trip and adjusting back to life, I was hit with a ton of expenses. I knew a lot of these were coming up ( like textbooks!), I just didn’t plan very well. I was also hit with unexpected expenses (car repairs!) and had to pay out of pocket for a work trip ( plane tickets!) but thank goodness for the emergency fund. I’ll be getting reimbursed soon, I need to build it back up because it’s getting way too low for my liking.

Unfortunately, I won’t be able to make too much of a debt until October. I still owe a friend money for Book Of Mormon tickets we purchased using his credit card and not only do I have FinCon this month, but I am also seeing the Foo Fighters and then I’m going camping. Hopefully these won’t be too much of a money drain, I already purchased my ticket for the show and plan to borrow as much gear as possible for camping since I myself don’t own anything. I’m not very outdoorsy. 🙂 Before we look at September, let’s check out August.

Chill & Simplify 
Done! I really chilled out this month although I didn’t get as much done in the decluttering process as I had hoped.

Continue Making My House A Home
I will say semi-done. I under estimated my time and only finished a bedroom purge. My apartment has been kept clean however so that’s nice.

Enjoy My Birthday 
Done! Had a great 30th!

Stay Organized With My Time 
Done! I am proud to say that for the first time since I can honestly remember, I’ve been doing really good at managing my time. I haven’t been feeling frazzled out and my anxiety has been really under control which is nice for me to say. Now, the tricky thing about anxiety and depression is it can absolutely show up out of the blue and that’s happened to me before. I can be fine and then have a panic attack in a matter of minutes. But I have felt really good lately with a combination of things including my meds, routine, eating well, making sure I take breaks, keep a running to do list with all items on it and taking time to be by myself.

Septembers Goals

1. Stay on top of or even ahead in homework.
With all of my travel and fun festivities, it’s easy to slack off on homework since I’m suffering from senioritis already. I want to stay not only on top of but ahead as much as possible so I can enjoy myself. It may not be that easy since a lot of the learning modules don’t open until the week their assigned but I can still try my hardest.

2. Continue to declutter & decorate my apartment.
I under estimated the time it would either take me or how much free time I actually have. I only got my bedroom done last month and that’s not even hanging things on the wall! Trying to make this a priority since my boyfriend is coming to stay for a few months ( exciting!) and he will need space for his things. He’s not entirely moving in but between his hobbies, work and needed items, I’m sure he’ll be bringing a lot! And I want him to feel at home. 🙂

3. Get back into working out.
In Israel I started eating clean and felt so much better that I continued my hardest to eat the same after coming back. I’ve been making all of my own meals with fresh ingredients, drinking tons of water and eating my fruits and veggies. I’m starting to finally feel a difference via my energy levels and would like to start regularly working out again. Last year I was stressed and ate my feelings, this year I’d like to take it out on the treadmill. I plan on doing yoga at home during the week and running during the weekend.

4. See the chiropractor.
My back gave out last week and I was bed ridden for two whole days. It was awful. I stopped my chiropractor treatment awhile ago because I was feeling a lot better and decided to cut corners but now I know I need to go back. I am thinking of seeing a new one closer to my house since my last one said something not very professional to me and it still bugs me. The one closer to my house is also more into pain management and I think that’s what I actually need.

Trying to keep it short and sweet so I don’t get overwhelmed! It’s always hard because I love setting goals. What do you have on the docket for September?

August Goals

July was a whirlwind that I still haven’t quite caught up from. In July, I was on summer vacation ( teacher life!) which allowed me to spend some time with friends and get my apartment before I headed to Israel for almost three weeks. My boyfriend came out for a week to spend time with me and celebrate my birthday early. The school where I teach full-time also went back into session so I resumed my 40-45 hour work weeks. Annnnnd, ASU starts in three weeks and I’ll be attending classes full-time so I’ll be back to my usual jam packed schedule in no time. I took a break from goals in July but I’d like to start up again because it helps keep me accountable! 🙂

Chill & Simplify 
I am totally stealing this from Tonya because I so can relate to her lately. Between not being home much during July, going on an international trip and and returning to teaching, I so need to find some balance. Reflecting abroad made me realize how much I love my routine when I’m able to stick to one and how much I have come to love and appreciate my own place. If you would have told me last year I’d love living alone, I’d say maybe, but it definitely does come with all of it’s perks.

My goal is to declutter my space and purge of unnecessary objects I’ve collected since moving in. I also hope to relax at home as often as possible, catch up on my library stack and play with my cat. I may or may not be also be watching X Files. I try to limit my tv consumption to less than an hour per day, even on the weekends, so Netflix binging is a little bit harder for me but I am addicted to the X Files lately.

Continue Making My House A Home
I already had a head start on this goal this weekend. I dragged my bf to Ikea and he helped me pick out some furniture and items I had been lacking since moving in six months ago. Maybe it’s because I’ve grown to hate stuff that’s useless and spending money on said stuff but even I can admit how much easier life has been in the less than 24 hour span I’ve owned a coffee table. I’d like to put pictures and prints in frames and hanging them on my wall along with reorganizing my bookshelves. My goal above should also help with this.

Stay Organized With My Time 
Since I will be returning to work and school both full-time, plus freelancing, it’s important to stay organized and on task with assignments, both educationally and professionally. I am known for taking too much on, procrastinating because I feel so overwhelmed and then scrambling to catch up before the deadline. I hate feeling frazzled all the time so I’ve been taking a more active approach to being actually done with projects. I’ve been waking up early ever since  returning to Israel and coming to work earlier because of carpooling with early birds. I’m still definitely not a morning person but getting to work earlier has helped.

Enjoy My Birthday 
My birthday is this month and it’s a big one! I will be doing a sit down dinner and then bar hopping downtown. My plan was something low key and fun for everyone. I know not everyone likes bar hopping but I wanted to include everyone I know and love, which is so many. Hopefully everyone can make it for one or the other!

I also need to think more about graduate school and purchase my FinCon ticket for next month. So much going on, such little time, as usual.

What do you have on the docket for August?